:root{
  --blue:#003d91;
  --blue2:#002760;
  --dark:#061d4e;
  --text:#08235b;
  --muted:#556786;
  --soft:#f3f7fc;
  --line:#e7edf6;
  --shadow:0 18px 45px rgba(3,35,89,.12);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.45}
a{text-decoration:none;color:inherit} img{max-width:100%;display:block}.container{width:min(1180px,92%);margin:auto}.topbar{height:92px;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50;backdrop-filter:blur(16px)}.nav{height:100%;display:flex;align-items:center;gap:32px}.brand img{width:176px}.menu{margin-left:auto;display:flex;align-items:center;gap:42px;text-transform:uppercase;font-weight:800;font-size:12px;letter-spacing:.02em;color:#001d55}.menu a{position:relative;padding:36px 0}.menu a.active::after{content:"";position:absolute;left:0;right:0;bottom:26px;height:3px;background:var(--blue);border-radius:4px}.quote-mobile{display:none!important}.btn{height:46px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:0 24px;font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.02em;white-space:nowrap;transition:.25s}.btn-primary{background:linear-gradient(135deg,#00439b,#001f62);color:#fff;box-shadow:0 12px 25px rgba(0,48,127,.26)}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 18px 35px rgba(0,48,127,.32)}.btn-light{background:#fff;color:var(--blue);box-shadow:none}.dot-icon{width:13px;height:13px;border:2px solid currentColor;border-radius:50%;display:inline-block;position:relative}.dot-icon::after{content:"";width:3px;height:3px;border-radius:50%;background:currentColor;position:absolute;inset:0;margin:auto}.hamb{display:none;background:transparent;border:0;width:40px;height:40px}.hamb span{height:3px;background:var(--blue);display:block;margin:6px 0;border-radius:10px}.hero{min-height:530px;background:linear-gradient(110deg,#fff 0%,#f6f9fd 43%,#fff 43%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:47% 53%;align-items:center;min-height:530px;position:relative}.hero-copy{padding:46px 0 32px}.eyebrow,.section-title span,.partners-copy span{font-size:13px;text-transform:uppercase;font-weight:900;letter-spacing:.02em;color:var(--blue);display:inline-flex;align-items:center;gap:12px}.eyebrow::after{content:"";width:42px;height:3px;background:var(--blue);display:inline-block;border-radius:10px}.hero h1{font-size:58px;line-height:1.07;letter-spacing:-.055em;margin:22px 0 20px;color:#0a245b}.hero p{font-size:18px;max-width:470px;color:#1f3568;margin:0 0 32px}.hero-actions{display:flex;align-items:center;gap:34px;margin-bottom:54px}.btn-link{font-weight:900;font-size:13px;color:var(--blue)}.btn-link span{font-size:20px;vertical-align:-2px}.mini-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:590px}.mini-benefits article{display:grid;grid-template-columns:26px 1fr;column-gap:10px;align-items:start}.mini-benefits i{grid-row:1/3}.mini-benefits b{font-size:11px;font-weight:900;color:#0c2b67}.mini-benefits small{font-size:10.5px;color:#435879;line-height:1.45}.hero-visual{height:530px;position:relative;clip-path:polygon(18% 0,100% 0,100% 100%,0 100%);margin-right:calc((50vw - 50%) * -1)}.hero-visual::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.95) 0%,rgba(255,255,255,.16) 24%,rgba(0,26,78,.05));z-index:1}.hero-visual img{width:100%;height:100%;object-fit:cover}.auto-card{position:absolute;right:38px;top:112px;width:235px;background:rgba(0,45,117,.92);color:#fff;border-radius:13px;padding:26px;z-index:2;box-shadow:0 24px 55px rgba(0,20,70,.35);backdrop-filter:blur(10px)}.auto-card .round-icon{width:58px;height:58px;border:1px solid rgba(255,255,255,.3);border-radius:50%;display:grid;place-items:center;margin-bottom:22px}.auto-card h3{font-size:24px;line-height:1.08;margin:0 0 18px}.auto-card ul{list-style:none;padding:0;margin:0 0 22px;font-size:12px;line-height:2}.auto-card li::before{content:"✓";font-weight:900;margin-right:8px}.section{padding:56px 0}.section-title{text-align:center;margin-bottom:34px}.section-title h2,.why h2,.partners h2,.faq h2{font-size:34px;line-height:1.12;letter-spacing:-.045em;margin:7px 0 0;color:#0a245b}.cards-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:16px}.service-card{min-height:230px;background:#fff;border:1px solid var(--line);border-radius:13px;box-shadow:0 10px 28px rgba(3,35,89,.08);padding:30px 18px 24px;text-align:center;transition:.25s}.service-card:hover{transform:translateY(-6px);box-shadow:0 22px 42px rgba(3,35,89,.13)}.service-card i{margin:auto auto 22px;width:45px;height:45px;color:var(--blue)}.service-card h3{font-size:14px;line-height:1.18;text-transform:uppercase;font-weight:900;margin:0 0 18px;color:#082660}.service-card p{font-size:11px;color:#1d335f;margin:0 0 22px;min-height:62px}.service-card a{font-size:12px;font-weight:900;color:var(--blue)}.why{padding:40px 0 44px;background:linear-gradient(180deg,#fff,#f6f9fe)}.why-grid{display:grid;grid-template-columns:48% 52%;align-items:center;gap:20px}.why-copy{padding:36px 10px 36px 0}.why-items{margin-top:36px;display:grid;grid-template-columns:repeat(4,1fr);gap:0}.why-items article{padding:0 18px;text-align:center;border-right:1px solid #dce6f3}.why-items article:last-child{border-right:0}.why-items i{width:58px;height:58px;border-radius:50%;background:#eef4fc;padding:15px;color:var(--blue);margin:0 auto 16px}.why-items h3{font-size:13px;line-height:1.2;margin:0 0 10px;font-weight:900}.why-items p{font-size:11px;margin:0;color:#53647f}.why-image{filter:drop-shadow(0 16px 28px rgba(3,35,89,.12))}.why-image img{border-radius:0 0 0 0;width:100%;clip-path:polygon(18% 0,100% 0,100% 100%,0 100%)}.partners{padding-top:54px;padding-bottom:34px}.partners-grid{display:grid;grid-template-columns:280px 1fr;gap:48px;align-items:center}.partners-copy h2{font-size:32px}.partners-copy p{font-size:13px;color:#51607b}.partners-copy a{font-weight:900;color:var(--blue);font-size:12px}.logo-table{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff;box-shadow:0 14px 38px rgba(3,35,89,.08)}.logo-table div{height:95px;display:grid;place-items:center;border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-align:center;color:#162c56}.logo-table div:nth-child(4n){border-right:0}.logo-table div:nth-child(n+5){border-bottom:0}.logo-table b{font-size:20px;letter-spacing:.06em}.logo-table small{display:block;text-transform:uppercase;font-size:10px;letter-spacing:.12em;color:#6a7487}.hdi{color:#239248}.sura{color:#1f66c8;font-size:28px!important;text-transform:lowercase}.mapfre{color:#dd2c2c}.bci{color:#1b325f}.zurich{color:#0b5db7}.consorcio{color:#778191}.liberty{font-family:Georgia,serif}.stats{margin-top:8px;margin-bottom:34px;background:linear-gradient(135deg,#003d91,#001e58);color:#fff;border-radius:10px;padding:24px 30px;display:grid;grid-template-columns:repeat(4,1fr);box-shadow:0 20px 40px rgba(0,39,96,.18)}.stats article{display:grid;grid-template-columns:52px 1fr;column-gap:14px;align-items:center;border-right:1px solid rgba(255,255,255,.22)}.stats article:last-child{border-right:0}.stats i{grid-row:1/3;width:48px;height:48px}.stats b{font-size:18px;line-height:1}.stats span{font-size:12px;color:#dbe8ff}.faq{padding:32px 0 34px;background:#f8fbff}.faq-grid{display:grid;grid-template-columns:68% 32%;align-items:stretch;gap:30px}.section-title.left{text-align:center;margin-bottom:25px}.faq-list{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}.faq-item{border:1px solid var(--line);margin-bottom:-1px;border-radius:0;background:#fff;box-shadow:0 8px 22px rgba(3,35,89,.05)}.faq-item:nth-child(1),.faq-item:nth-child(2){border-top-left-radius:10px;border-top-right-radius:10px}.faq-item:nth-last-child(1),.faq-item:nth-last-child(2){border-bottom-left-radius:10px;border-bottom-right-radius:10px}.faq-item button{text-align:left;background:transparent;border:0;min-height:52px;padding:0 20px;width:100%;color:#20386c;font-weight:700;font-size:12px;display:flex;justify-content:space-between;align-items:center;cursor:pointer}.faq-item button span{font-size:18px;color:var(--blue);transition:.3s}.faq-item.open button span{transform:rotate(45deg)}.faq-answer{display:none;padding:4px 20px 16px;font-size:12px;line-height:1.6;color:#435879;border-top:1px solid var(--line)}.faq-item.open .faq-answer{display:block}.faq-photo img{height:100%;width:100%;object-fit:cover;border-radius:0 0 0 0}.contact-band{padding:18px 0 24px;background:#fff}.contact-grid{display:grid;grid-template-columns:1.55fr .9fr 1fr .8fr;gap:20px;background:#f2f6fd;border:1px solid var(--line);border-radius:10px;padding:18px 24px;align-items:center}.contact-intro{display:flex;align-items:center;gap:18px}.phone-circle{width:62px;height:62px;background:linear-gradient(135deg,#4c88d9,#0d4ca4);border-radius:50%;display:grid;place-items:center;color:#fff;flex:0 0 auto}.contact-intro h3{font-size:18px;margin:0 0 3px;color:#0b2861}.contact-intro p{font-size:12px;margin:0;color:#364b72}.contact-box{height:58px;background:#fff;border-radius:8px;display:grid;grid-template-columns:38px 1fr;align-items:center;padding:8px 16px;color:#0b2861}.contact-box i{grid-row:1/3;color:var(--blue)}.contact-box span{font-size:11px;color:#5e6c86}.contact-box b{font-size:13px}.contact-btn{height:52px}.footer{background:radial-gradient(circle at 10% 0%,#064998,#001b50 48%,#00123c);color:#fff;padding:36px 0 18px}.footer-grid{display:grid;grid-template-columns:290px 1fr 1fr;gap:55px;padding-bottom:26px}.footer-brand img{width:165px;margin-bottom:10px}.footer p{font-size:12px;line-height:1.7;color:#c7d7f4}.footer h4{text-transform:uppercase;font-size:12px;margin:0 0 16px;color:#fff}.footer a{display:block;font-size:12px;color:#d7e4ff;margin-bottom:12px}.socials{display:flex;gap:15px}.socials a{width:30px;height:30px;border-radius:50%;background:#fff;color:#002767;display:grid;place-items:center;font-weight:900;margin:0}.copyright{border-top:1px solid rgba(255,255,255,.18);padding-top:18px;text-align:center;font-size:12px;color:#d7e4ff}

[data-icon]{display:inline-block;color:currentColor}.icon svg{width:100%;height:100%;stroke:currentColor;fill:none;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:1050px){.hero h1{font-size:48px}.cards-grid{grid-template-columns:repeat(3,1fr)}.why-grid,.partners-grid,.faq-grid{grid-template-columns:1fr}.why-items{grid-template-columns:repeat(2,1fr);gap:24px}.why-items article{border-right:0}.stats{grid-template-columns:repeat(2,1fr);gap:18px}.stats article:nth-child(2){border-right:0}.contact-grid{grid-template-columns:1fr 1fr}.hero-grid{grid-template-columns:1fr}.hero{background:#fff}.hero-visual{height:420px;clip-path:none;margin:0 -4%}.hero-copy{padding-top:40px}.auto-card{right:6%;top:60px}.mini-benefits{margin-bottom:25px}.footer-grid{grid-template-columns:1fr 1fr}}
.whatsapp-float{position:fixed;right:24px;bottom:24px;z-index:999;display:flex;align-items:center;gap:10px;padding:14px 22px;background:#25D366;color:#fff;border-radius:50px;font-weight:700;font-size:15px;box-shadow:0 6px 24px rgba(37,211,102,.4);transition:.25s;text-decoration:none}.whatsapp-float i{width:24px;height:24px;display:inline-block;color:#fff}.whatsapp-float:hover{transform:translateY(-3px);box-shadow:0 10px 32px rgba(37,211,102,.5);background:#20bd5a}@media(max-width:760px){.whatsapp-float{right:16px;bottom:16px;padding:12px 18px;font-size:13px;gap:8px}.whatsapp-float i{width:20px;height:20px}}

@media(max-width:1050px){.hero h1{font-size:48px}.cards-grid{grid-template-columns:repeat(3,1fr)}.why-grid,.partners-grid,.faq-grid{grid-template-columns:1fr}.why-items{grid-template-columns:repeat(2,1fr);gap:24px}.why-items article{border-right:0}.stats{grid-template-columns:repeat(2,1fr);gap:18px}.stats article:nth-child(2){border-right:0}.contact-grid{grid-template-columns:1fr 1fr}.hero-grid{grid-template-columns:1fr}.hero{background:#fff}.hero-visual{height:420px;clip-path:none;margin:0 -4%}.hero-copy{padding-top:40px}.auto-card{right:6%;top:60px}.mini-benefits{margin-bottom:25px}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.topbar{height:78px}.brand img{width:140px}.hamb{display:block;margin-left:auto}.nav-btn{display:none}.menu{position:fixed;left:0;right:0;top:78px;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);display:none;flex-direction:column;align-items:flex-start;gap:0;padding:15px 6%;margin:0}.menu.show{display:flex}.menu a{padding:14px 0}.menu a.active::after{bottom:7px}.quote-mobile{display:flex!important;color:var(--blue)!important}.hero h1{font-size:38px}.hero p{font-size:16px}.hero-actions{flex-direction:column;align-items:flex-start;gap:16px;margin-bottom:30px}.mini-benefits{grid-template-columns:1fr}.hero-visual{height:500px}.auto-card{top:auto;right:6%;bottom:22px;width:min(140px,44%);padding:12px 14px;border-radius:8px}.auto-card .round-icon{width:30px;height:30px;padding:6px;margin-bottom:10px}.auto-card h3{font-size:13px;margin:0 0 8px}.auto-card ul{font-size:9px;margin:0 0 10px;line-height:1.8}.auto-card ul li::before{font-size:7px}.auto-card .btn{height:30px;font-size:9px;padding:0 12px}.cards-grid{grid-template-columns:1fr}.service-card{min-height:auto}.partners-copy h2,.section-title h2,.why h2,.faq h2{font-size:27px}.logo-table{grid-template-columns:repeat(2,1fr)}.logo-table div:nth-child(2n){border-right:0}.logo-table div:nth-child(n+5){border-bottom:1px solid var(--line)}.logo-table div:nth-child(n+7){border-bottom:0}.stats{grid-template-columns:1fr}.stats article{border-right:0;border-bottom:1px solid rgba(255,255,255,.2);padding-bottom:16px}.stats article:last-child{border-bottom:0;padding-bottom:0}.faq-list{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:20px}.footer h4{margin-top:8px}}